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buy a secluded property
The desire for a life away from the hustle and bustle is strong. But what should you consider when buying a property in a secluded location? From financing to building permits – we show you how to make your dream of undisturbed living a reality. Do you need support with financing? Contact us for a non-binding consultation.
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Purchasing a secluded property offers peace and privacy, but requires careful planning and consideration of regional price differences. In East Germany, plots of land are often significantly cheaper.
A realistic budget plan is crucial since, besides the purchase price, there may be additional costs, development costs, and preparation costs. Unexpected development costs can amount to up to 60,000 EUR.
Before purchasing, check the development plan and the land register extract to minimise legal risks. A soil report can help identify construction risks such as contaminated sites at an early stage.
The Allure of Secluded Locations: More Than Just a Plot
Imagine living in the midst of nature, far from the hustle and bustle of the city. A secluded location is more than just a plot; it is a promise of tranquillity, privacy, and freedom. But what does "secluded location" really mean? It refers to plots that are isolated, often without direct neighbours and with a significant distance from the nearest village. This setting offers a unique quality of life that is becoming increasingly desirable in our ever more hectic world.
What Does "Secluded Location" Really Mean?
Definition and distinction from other locations
Psychological value: peace, privacy, connection to nature
Why Secluded Locations Are Currently in High Demand
The trend towards buying secluded locations reflects a growing need for individuality and retreats. Changing work models, especially remote working, are further fuelling this trend. Many people are seeking a place where they can work undisturbed while enjoying nature. However, the increasing demand also poses challenges, particularly with financing and locating such plots.
Trends in the Real Estate Market
Growing desire for individuality and retreats
Changing work models (remote work) and their impacts
Overview of the Challenges and Opportunities When Buying a Secluded Location
Purchasing a secluded location is a complex undertaking requiring careful planning and research. It is important to consider regional price differences, secure financing, and take legal aspects into account. However, the opportunities a secluded location offers are immense: a life in harmony with nature, undisturbed privacy, and the chance to realise your own living dreams. Let's explore the key aspects together so that you too can realise your dream of undisturbed living.
Brief Summary of Key Aspects
The German Real Estate Market Overview: A Patchwork of Prices
The German real estate market is characterized by significant regional differences. Prices vary greatly depending on the location, infrastructure, and economic situation of each region. For instance, you pay over €2,000 per square meter in Munich, while in eastern Germany (e.g., Thuringia, Saxony-Anhalt) you can expect to pay less than €100 per square meter. These extreme disparities make localized due diligence indispensable.
Regional Disparities: From Munich to Saxony-Anhalt
Price ranges from over €2,000 per square meter in Munich to less than €100 per square meter in eastern Germany
Causes of these extreme differences: supply, demand, economic strength
Where are solitary properties still affordable?
If you wish to purchase a solitary property without exceeding your budget, you should look at rural areas. Regions with lower population density and weaker economic strength often still offer affordable plots. Eastern Germany can be an attractive alternative to the overheated markets in southern Germany. However, it is important to consider the long-term development of the region, particularly in terms of infrastructure and employment opportunities.
Analyzing potential regions
Rural areas with lower population density
Eastern Germany as an alternative to overheated markets
The Importance of Micro-location: More Than Just a Postcode
Micro-location plays a crucial role in evaluating a solitary property. It is not just about the postcode but the specific characteristics of the plot and its immediate surroundings. Factors such as access to infrastructure (transport, utilities), proximity to nature, and soil conditions significantly influence the value. Additionally, the buildability of the plot is an important aspect that should be verified before purchase.
Factors influencing the value of a solitary property
Infrastructure (access, utilities)
Environment (nature, neighborhood)
Soil conditions and buildability
Realistic Budget Planning: What Does Secluded Living Really Cost?
Realistic budget planning is crucial when buying a secluded property. Many buyers underestimate the total costs, which extend beyond the mere purchase price. Besides additional costs like property transfer tax, notary, and land registry fees, there are also development costs for water, sewage, electricity, gas, and internet (fibre optics!). Don't forget the preparation costs for soil assessments and land adaptation.
Purchase Price vs. Total Costs: The Hidden Cost Factors
Additional Costs: Property Transfer Tax, Notary, Estate Agent (if applicable), Land Registry Entry
Development Costs: Water, Sewage, Electricity, Gas, Internet (Fibre Optics!)
Preparation Costs: Soil Assessments, Land Adaptation
Financing Strategies for Land Purchase
Early consultation with financial experts is advisable to review the individual financing models and consider the current interest landscape. The rising land prices make careful financial planning essential. It is important to consider all cost factors and to establish a realistic financing plan.
Early Consultation with Financial Experts
Individual Financing Models
Consideration of the Current Interest Landscape
Avoiding Pitfalls: Unexpected Costs and Risks
In practice, unexpected costs and risks frequently occur when purchasing land. Examples include unexpected development costs of up to 60,000 EUR, restrictions due to water protection areas, or construction ground risks such as contamination and groundwater. A soil assessment can help identify and minimise these risks early on. The Sparkasse emphasizes the importance of being clear about the budget before selecting a plot of land.
Examples from Practice
Unexpected Development Costs (up to 60,000 EUR!)
Restrictions Due to Water Protection Areas
Construction Ground Risks (Contamination, Groundwater)
Where can I find exclusive plots? – Strategies and channels
The search for the perfect exclusive plot can be a challenge, but with the right strategies and channels, it's definitely achievable. In addition to the usual online property portals, you should also contact the local council and local developers. There are often insider tips and off-market offers that are not publicly advertised. Networking with private contacts and word-of-mouth can also lead to success.
Online portals vs. offline research
Online property portals: Advantages and disadvantages
Local council and local developers: Insider tips for insiders
Networking: Private contacts and word-of-mouth
The criteria catalogue: What is really important to me?
Before you begin the concrete search, you should create a criteria catalogue. What is really important to you? What are your priorities? Is it mainly about peace and seclusion, or do you value good access to infrastructure? The size and layout of the plot, as well as its buildability (development plan, land status), also play an important role. Be prepared to compromise to find your dream plot.
Set priorities and make compromises
Location (distance to work, school, shopping facilities)
Size and layout of the plot
Buildability (development plan, land status)
Due diligence: Thorough inspection before purchase
Before purchasing, you should thoroughly inspect the plot. A soil survey can help identify and minimise risks such as contamination or poor soil quality. Also, checking the land registry extract is essential to identify building encumbrances and development restrictions. The Sparkasse recommends inspecting the land registry entry for building encumbrances and development restrictions.
Soil survey: Identify and minimise risks
Land registry extract: Building encumbrances and restrictions
Building Land vs. Expectation Land: What Can I Build?
When purchasing a secluded location, it is important to know whether it is building land or expectation land. Building land can be built on immediately, whereas expectation land needs to be developed first. The legal foundations are set out in §30/§34 of the Building Code (BauGB). A development plan specifies the regulations and design requirements applicable to the property. For expectation land, a preliminary building inquiry is advisable for gaining certainty.
§30/§34 BauGB: The Legal Foundations
Development Plan: Regulations and Design Requirements
Preliminary Building Inquiry: Certainty for Expectation Land
State of Infrastructure: What Is Already in Place?
The state of infrastructure of the property plays an important role in the overall costs. A fully developed plot already has all necessary connections (water, sewage, electricity, gas, telephone), while a partially developed or undeveloped plot will incur additional costs and effort for development. It is essential to arrange agreements with utility companies to ensure provision.
Fully Developed vs. Partially Developed vs. Undeveloped
Costs and Effort for Development
Agreements with Utility Companies
Nature Conservation and Environmental Requirements: What to Consider?
When building in a secluded location, nature conservation and environmental requirements must be taken into account. Interventions in nature should be avoided or compensated. There are requirements for the protection of flora and fauna that must be adhered to. Inform yourself early about the applicable regulations to avoid unpleasant surprises.
Avoiding or Compensating Nature Interventions
Requirements for the Protection of Flora and Fauna
Comparative Value Method vs. Land Market Value: How is the Price Determined?
In the valuation of a secluded property, various methods are used. The comparative value method is based on the prices of comparable properties in the vicinity. The land market value serves as an initial reference point but should be approached with caution. It is determined by the appraisal committee and based on average prices in certain zones. Property prices can vary significantly by region.
Comparative Value Method: Comparable Properties as Reference
Land Market Value: An Initial Reference Point to be Approached with Caution
Deviations of up to 20% are possible
Expert appraisal recommended
Factors Influencing the Value of a Secluded Property
The value of a secluded property is influenced by various factors. These include the location, size, layout, buildability, soil quality, and development status. The micro-location also plays an important role. Good connectivity to infrastructure and proximity to nature can increase the property's value.
The Role of the Broker: Support in Valuation and Negotiation
An experienced broker can support you in valuation and negotiation. They know the local market and can help you determine a realistic price for your dream secluded property. Homeday brokers offer reliable support in assessing and purchasing land. Homeday brokers can provide reliable valuations.
Homeday Brokers as Reliable Partners
Choosing the Right Architect: Creativity and Expertise
When planning a building, selecting the right architect is crucial. They should be both creative and professionally competent, taking your individual wishes and ideas into account. You have the choice between a bespoke design and a standard house. In a secluded location, it is particularly important to consider the site and surroundings in the design.
Bespoke Design vs. Standard House
Considering the Location and Surroundings in the Design
Sustainable Building in Secluded Locations: Ecological Considerations
Sustainable building plays a special role in secluded locations. Pay attention to energy efficiency and conservation of resources. Integrate your house into the natural environment and utilise renewable energies. Solar panels and a heat pump can make you less dependent on fossil fuels and reduce your energy costs.
Energy Efficiency and Resource Conservation
Integration into the Natural Environment
Approval Processes: Navigating Bureaucracy
The approval process can be challenging. Ensure you have all the necessary documents for the building application and work closely with the authorities. An experienced architect can support you in this process and help you navigate the bureaucracy.
Building Application and Required Documents
Collaboration with Authorities
The Other Side of the Coin: Isolation and Dependence
An isolated location offers many advantages, but there are also challenges. Isolation and dependence can be the downside. It is important to ensure infrastructure and supply security. Social contacts and community should also not be neglected. Consider how you want to address these aspects in your life in solitude.
Infrastructure and Supply Security
Social Contacts and Community
Seize the Opportunities: Self-Sufficiency and Quality of Life
Take advantage of the opportunities that an isolated location offers. Gardening and animal husbandry can enable you to achieve a certain level of self-sufficiency and improve your quality of life. Enjoy the independence and freedom that come with living in solitude. Shape your life according to your own ideas and create a place of peace and relaxation.
Gardening and Animal Husbandry
Independence and Freedom
The Future of Isolation: Trends and Perspectives
The future of isolated living is characterised by sustainability and self-sufficiency. Smart home technologies can enable you to live comfortably. Use the possibilities presented by digitalisation to make your life in solitude even more pleasant and efficient.
Sustainability and Self-Sufficiency
Smart Home Technologies for Comfortable Living
Summary of Key Insights
Purchasing a secluded property is a dream that comes with responsibility. It is important to consider regional differences, secure financing, and observe the legal framework. Thorough planning and sustainable actions are crucial for success.
Regional Differences, Financial Aspects, Legal Framework
The Secluded Property as an Investment in Quality of Life
A secluded property is more than just a plot of land. It is a place of peace, relaxation, and self-fulfilment. It is an investment in your quality of life and well-being. Enjoy the nature, privacy, and freedom that a secluded property offers you.
More Than Just a Plot of Land: A Place of Peace, Relaxation, and Self-Fulfilment
Appeal to Future Buyers: Thorough Planning and Sustainable Action
If you want to purchase a secluded property, you should inform yourself thoroughly and plan carefully. Consider all aspects, from financing to construction planning. Act sustainably and create a place where you feel comfortable and can realise your dreams. Are you ready to take the next step? Contact us today to start your personalised consultation and realise your dream of a secluded property. Register for free and receive an immediate initial assessment of the refurbishment needs of your property.
The ProFinance provides insights into current trends, prices, and financing options in the German real estate market.
The Sparkasse emphasizes the importance of clear budget planning before choosing a plot and offers advice on purchasing a building plot.
The Homeday portal offers information on land prices and support with property valuation by experienced agents.
The Federal Statistical Office (Destatis) provides household projections and information on living in Germany.
The Federal Statistical Office (Destatis) provides information on living in Germany.
Deutsche Bundesbank provides insights into the housing market in Germany.
What exactly is meant by a secluded location and what advantages does it offer?
A secluded location refers to a property that is isolated, often with no immediate neighbours and a significant distance from the nearest settlement. The advantages include peace, privacy, and a high quality of life.
Where can I still find affordable secluded locations in Germany?
Affordable secluded locations are mainly found in rural areas with lower population density, particularly in East Germany (e.g. Thuringia, Saxony-Anhalt). Here, land prices are often significantly lower than in urban centres.
What additional costs should I consider when buying a secluded location, besides the purchase price?
In addition to the purchase price, there are incidental costs such as land transfer tax, notary and land registry fees. Also consider development costs for water, sewage, electricity, gas, and internet, as well as preparation costs (soil surveys, terrain adjustment).
What is the difference between building land and land intended for development, and what does it mean for me?
Building land is ready for construction immediately, whereas land intended for development still needs to be serviced. This significantly affects the timeframe and costs for building. A preliminary building enquiry is advisable for land intended for development.
How do I determine the realistic value of a secluded location?
The value of a secluded location is determined by the comparative value method (prices of comparable properties) and the standard land value (average prices in the area). An expert appraisal is recommended, as the actual value can vary by up to 20%.
What legal aspects must I consider when buying a secluded location?
Important considerations include the development plan (§30/§34 BauGB), which regulates building style and usage, as well as the land register excerpt, which reveals building obligations and restrictions (e.g. nature reserves).
What role does the micro-location play in the valuation of a secluded location?
The micro-location, or the immediate surroundings of the property, is crucial. Factors such as accessibility to infrastructure, proximity to nature, and soil quality significantly influence the value.
How can I overcome the challenges of isolation in a secluded location?
Improving infrastructure and supply security, maintaining social contacts, and utilising self-sufficiency opportunities (gardening, livestock) can enhance the quality of life in a secluded location.
