Renovation costs for timber-framed houses: A data-driven calculator for your planning

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Renovation costs for timber-framed houses: A data-driven calculator for your planning

Renovation costs for timber-framed houses: A data-driven calculator for your planning

Renovation costs for timber-framed houses: A data-driven calculator for your planning

1 May 2025

10

Minutes

Federico De Ponte

Expert in Real Estate Valuation at Auctoa

1 May 2025

10

Minutes

Federico De Ponte

Expert in Real Estate Valuation at Auctoa

Do you dream of owning a timber-framed house but fear the unpredictable costs? A simple renovation cost calculator for a timber-framed house often falls short. This article provides you with a data-driven framework to analyse the true costs and plan your project securely.

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The topic briefly and concisely

The renovation costs for a half-timbered house typically range between 1,500 and 3,500 euros per square metre, depending on the condition of the building structure.

A professional building survey before starting the planning is essential and the most important investment to avoid unforeseen costs.

For listed buildings, up to 100% of the renovation costs can be deducted for tax purposes due to the Monument AfA, which significantly reduces the financial burden.

The purchase of a timber-framed house is often an emotional decision, yet financial planning requires pure rationality. Many owners and heirs underestimate the renovation costs, as a general online calculator can never capture the complexity of a historic building. The costs vary by up to 200% depending on condition, heritage protection requirements, and energy efficiency goals. We show you how to systematically determine the renovation costs for your timber-framed house, identify the major cost factors, and make optimal use of government subsidies. This turns a vague gut feeling into a solid, data-based decision-making foundation.

Foundation of Planning: Why an Expert Opinion is More Crucial than Any Calculator

Before you even think about using an online calculator for renovation costs of a timber-framed house, the first step is unavoidable: a detailed building survey. A qualified expert examines the entire building structure for costs starting at around 600 €. This analysis is the most important investment because it uncovers hidden damage to the framework or moisture in the beams, which can account for up to 40% of the total costs. Without this professional assessment, every calculation is just a rough estimate with an error risk of over 50%.

The survey provides you with a list of defects and a preliminary cost estimate for each necessary measure. It forms the basis for discussions with banks and craftsmen and protects you from unpleasant surprises that can increase a project’s cost by tens of thousands of euros. A solid cost breakdown of a core renovation always starts with a professional's expertise. Only with this valid data can you realistically plan the next steps.

The four primary cost blocks of your half-timbering renovation

1. The Wooden Skeleton (Structure): Renewing the Heart

The framework is the DNA of the timber-framed house, and its restoration is a top priority. An expert must check each beam for rot or pest infestation. Replacing individual wooden parts by a specialist carpenter can incur costs from €300 to over €1,000 per running metre. The renovation of the pure wooden framework often accounts for 20-30% of the total renovation costs. The use of historically correct types of wood and joints is crucial for stability.

2. Energy Renovation: Creating Efficiency in Old Buildings

Improving energy efficiency is a complex but rewarding investment that can increase value by up to 15%. Since external insulation is often not possible or permitted in timber-framed houses, internal insulation is used, which costs between €100 and €250 per square metre. Replacing windows costs between €500 and €1,200 each, while a new, efficient heating system requires at least €15,000. A well-thought-out modernisation for energy efficiency reduces subsequent operating costs by up to 70%.

3. Roof and Facade: Restoring the Protective Sheath

The roof protects the entire structure and a new covering, including battens and insulation, costs between €150 and €400 per square metre of roof area. Renovating the infill (the fillings between the wooden beams) is also a significant item. Depending on the material (clay, brick) and condition, you should expect costs of €100 to €300 per square metre of facade area. A breathable coating, which allows the wood to breathe, costs an additional €30 to €50 per square metre.

4. Building Services and Interior Construction: Integrating Modern Comfort

Inside, there is often the greatest need for modernisation. The complete renewal of electrical installations in a 150-square-metre house easily costs €15,000 to €25,000. New water and sewage pipes, as well as the modernisation of a bathroom, quickly add up to another €20,000. Plan for at least 25% of the total budget for the entire area of building services and interior construction. These investments are essential for contemporary use and form the basis for the next step: the concrete calculation.

Your Personal Renovation Cost Calculator: An Example Calculation

An online tool cannot assess the individual substance of your house, but an exemplary calculation provides transparency. For a fictional half-timbered house with 150 m² of living space, there are significant differences depending on its condition. The total costs can range between €1,500 and €3,500 per square metre.

Here is a possible breakdown of the costs that you can use as a rough guide:

  • Good condition (approx. €1,500/m²): €225,000 total
    Structure & facade (25%): €56,250
    Roof (20%): €45,000
    Energy measures (25%): €56,250
    Building services & interior works (30%): €67,500

  • In need of renovation (approx. €3,500/m²): €525,000 total
    Structure & facade (35%): €183,750
    Roof (20%): €105,000
    Energy measures (20%): €105,000
    Building services & interior works (25%): €131,250

Additionally, you should always plan for a buffer of at least 20% for unforeseen damages. This simple renovation cost calculator shows how significantly the initial condition can affect the budget. Next, we will consider how you can reduce these sums.

Reduce costs: intelligently utilise funding and tax reliefs

If your half-timbered house is listed as a historic monument, it opens up significant financial advantages that can reduce your burden by over 50%. The government generously rewards your contribution to preserving cultural heritage. The most important factor is the monument depreciation allowance.

You should be aware of these tax incentives:

  1. For owner-occupiers: You can deduct 9% of the renovation costs from your tax bill each year for 10 years. This amounts to a total relief of 90% of the costs.

  2. For investors: If you rent out the property, you can even deduct 100% of the costs – 9% per year for 8 years and a further 7% per year for 4 years.

  3. KfW funding: For energy-efficient refurbishment to an „Effizienzhaus Denkmal“ standard, the KfW Bank offers low-interest loans of up to €150,000 per residential unit, including a repayment grant of up to 20%.

It is important that all applications and approvals are in place with the monument protection authority and funding banks before construction work begins. A professional funding check ensures you don't miss out on any of these opportunities. This way, a pure cost burden becomes a strategic investment.

Avoid common mistakes and save tens of thousands of euros

The most expensive mistakes in timber frame renovation don't arise from ill will, but from ignorance. Incorrect materials can irreparably damage the historical fabric in less than 10 years. Sealing the facade with cement plaster or emulsion paints prevents the wood from breathing, inevitably leading to decay. Repairing such damage often costs more than the original measure.

Another critical issue is improper internal insulation without an effective vapour barrier. This results in moisture condensing directly within the wood, causing mould and the deterioration of the structure. Many property owners also underestimate the effort involved and omit a financial buffer of at least 20%, which can bring projects to a halt when unexpected findings arise. Hiring non-specialist craftsmen is another guarantee of additional costs. A detailed understanding of the challenges in historic buildings is the best protection against costly wrong decisions.

Conclusion: Precise analysis instead of blanket calculation

The renovation costs for a timber-framed house cannot be captured with a simple online calculator. They are the result of an in-depth analysis of building fabric, heritage conservation requirements, and your personal goals. A realistic budgeting process, starting with an expert appraisal and including a safety buffer of 20%, is the key to success. The use of funding opportunities and tax benefits can significantly reduce the financial burden and ensure your project's economic viability. A data-driven assessment, like the one offered by Auctoa, provides the necessary clarity for an informed decision. Act with knowledge to secure and enhance the value of your historical heritage in the long term.

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FAQ

How can I find out if my half-timbered house is listed?

Information can be provided by the lower monument protection authority of your city or district. An inquiry there is the first step to clarify possible conditions, as well as funding and depreciation options.

What costs are associated with a building surveyor for a timber-framed house?

For an initial home purchase consultation or an oral assessment, the costs start at around €600. A comprehensive written appraisal, which serves as a guide for the bank or for renovations, can cost between €1,500 and €4,000, depending on the scope and size of the property.

Do I need to use historical building materials during renovation?

Yes, particularly for listed buildings, the use of historically accurate and breathable materials such as clay, lime plaster, and traditional types of wood is required. This ensures the longevity of the construction and is a prerequisite for tax advantages.

Can I combine grants and the monument depreciation allowance?

Double funding for the same measure is excluded. If you receive a grant (e.g., from the KfW), you must deduct this amount from the renovation costs claimed for tax purposes via the AfA. However, a low-interest loan can be used alongside the AfA.

What are the biggest financial risks associated with renovating a timber-framed building?

The greatest risk is undetected damage to the timber structure and foundation area. Another risk is the use of incorrect, non-diffusion open materials, which can lead to costly consequential damage caused by moisture and decay. Therefore, a budget buffer of 20-25% is essential.

How can Auctoa assist me in making my decision?

Auctoa provides you with an objective, AI-supported real estate appraisal. This data-driven analysis offers you a realistic market value before and after renovation and helps you assess the economic potential of your project neutrally. Our ImmoGPT can also answer initial questions on value enhancement and potential analysis.

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auctoa – Your partner for precise appraisals and certified reports. Property valuation and land valuation. With digital expertise, expert knowledge, artificial intelligence, personalised advice, and comprehensive market insights.

Made in Germany

BASED IN HAMBURG

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auctoa – Your partner for precise appraisals and certified reports. Property valuation and land valuation. With digital expertise, expert knowledge, artificial intelligence, personalised advice, and comprehensive market insights.

Made in Germany

BASED IN HAMBURG

GDPR-compliant

HOSTED IN EUROPE

auctoa – Your partner for precise appraisals and certified reports. Property valuation and land valuation. With digital expertise, expert knowledge, artificial intelligence, personalised advice, and comprehensive market insights.

Made in Germany

BASED IN HAMBURG

GDPR-compliant

HOSTED IN EUROPE