Optimise your property value: The Auctoa valuation process for informed decisions

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A property expert analyses data for an informed real estate valuation with Auctoa.

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(ex: Photo by

A property expert analyses data for an informed real estate valuation with Auctoa.

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(ex: Photo by

A property expert analyses data for an informed real estate valuation with Auctoa.

on

Optimise your property value: The Auctoa valuation process for informed decisions

Optimise your property value: The Auctoa valuation process for informed decisions

Optimise your property value: The Auctoa valuation process for informed decisions

21 Apr 2025

10

Minutes

Simon Wilhelm

Expert for sales services at Auctoa

21 Apr 2025

10

Minutes

Simon Wilhelm

Expert for sales services at Auctoa

Facing a complex real estate decision and need an accurate, unbiased value? The Auctoa evaluation process provides you with data-driven facts in no time, instead of gut feelings. Discover how our AI-supported analysis and expert knowledge help you achieve your goals faster.

Chat with ImmoGPT for free now.

With access to Google, BORIS, and Deep Research.

The topic briefly and concisely

The Auctoa evaluation process combines AI technology with expert knowledge for fast, precise, and impartial property valuations.

Legally recognised methods (the comparative, income, and asset valuation methods) form the basis of any serious property valuation in Germany.

A professional appraisal is crucial, especially in the case of inheritance, to find fair solutions and avoid tax disadvantages (potentially avoid a valuation by the tax office that is 20% too high).

The value of a property is often the key to important life decisions – whether it’s when selling, in cases of inheritance, or for investment planning. But how do you determine this value precisely and objectively in a dynamic market, which showed slight price increases averaging 0.37% in the first quarter of 2025? The Auctoa appraisal process combines state-of-the-art AI technology with the expertise of experienced experts. We offer you a transparent and comprehensible way to an appraisal that serves as a solid foundation for your next steps and minimizes risks. Discover a process tailored to your needs.

Laying the Foundation: Understanding the Three Pillars of Real Estate Valuation in Germany

The property valuation in Germany is based on three legally recognized methods anchored in the Property Valuation Ordinance (ImmoWertV). These standardized methods – the comparative value method, income approach, and cost approach – ensure transparency and comparability. The comparative value method analyzes actual sale prices of similar properties and is often used for condominiums, where an average of 3,400 €/m² was achieved in March 2025.

The income approach is ideal for investment properties as it capitalizes future rental income. For owner-occupied properties or special constructions, the cost approach is often applied, which considers the pure construction costs and the land value. Choosing the correct method is crucial, as an inappropriate method can misrepresent the value of your property by up to 15%. The process of creating an appraisal takes this complexity into account. Understanding these methods is the first step toward a valid valuation.

Auctoa Valuation Process: Four steps to your precise property value

The Auctoa valuation process is designed to quickly and efficiently provide clarity on the value of your property. Our process begins with comprehensive data collection, where we digitally capture all relevant property information – often in less than 24 hours. In the second step, our AI-powered software analyses thousands of comparative data points and current market developments, such as recent price increases of up to 3% for residential properties.

Next, our certified experts, each with at least 10 years of market experience, carry out a plausibility check and fine-tuning. They take into account the unique features of your property that a purely algorithm-based valuation might not capture. In the fourth step, you receive a detailed valuation report that not only provides you with the current market value but also offers strategic recommendations. This efficient valuation process saves you up to 50% of the time compared to traditional methods, allowing you to make informed decisions more quickly.

Special Case Inheritance: Ensure a Neutral Assessment for Fair Distribution

In the event of inheritance, an objective property valuation is essential to avoid conflicts within the community of heirs and to fulfil tax obligations accurately. The tax office often makes a blanket valuation, which can exceed the market value by up to 20%, leading to a higher inheritance tax. An independent appraisal, such as that provided by the Auctoa valuation process, can remedy this and is based on the actual market value. The cost of such an appraisal, which often ranges from 1,000 to 3,500 euros, is usually borne by the community of heirs.

The process involves the careful examination of all documents, a property inspection, and the application of the appropriate valuation method. The following documents are typically required:

  • Current land register excerpt (no older than 3 months)

  • Building plans and floor plans

  • Living space calculation

  • Energy performance certificate

  • Proof of modernisations in the last 15 years

  • For rented properties: rental agreements and service charge statements

An accurate valuation in the event of inheritance provides a solid foundation for all further steps, be it sale, rental, or compensation of co-heirs. This paves the way for a swift and fair settlement of the estate.

AI-powered analysis: Harnessing the advantages of digital technologies in the Auctoa evaluation process

The integration of Artificial Intelligence (AI) is revolutionising the property appraisal process and offering significant advantages. AI systems can analyse vast amounts of data in minutes – from historical transaction data to current market trends and micro-location factors. This enables a precision that manual analyses often achieve only after several days. Our Auctoa platform uses algorithms that take into account over 500 data points per property.

The AI detects patterns and correlations not always immediately apparent to the human eye, enabling it to make more accurate predictions about value developments. This leads to an increase in efficiency of up to 40% in the analysis process. However, AI does not replace the expert; it enhances their capabilities. The use of ImmoGPT in our chat also offers you an initial, quick assessment. The combination of AI and human expertise is the key to a modern, reliable appraisal.

Understanding Market Dynamics: Considering Current Trends and Their Impact on Your Property Value

The German real estate market showed a slight upward trend in the first quarter of 2025, with an average price increase of 0.37%. Condominium apartments recorded the most significant growth, with an increase of +0.99%. For the entire year 2025, an average price increase of 1% to 3% for residential properties is expected. These figures highlight the importance of current market data for precise evaluations.

Especially in metropolitan regions such as Dresden (+€170/m² for apartments Q1 2025 vs. Q4 2024) or Frankfurt (+€107/m² for houses), the dynamism is noticeable. Demand is supported by rising incomes and stable interest rates, while supply, especially in new construction (only about 172,000 permits in 2024), remains tight. The Auctoa valuation process integrates these dynamic market data in real-time to ensure that your property valuation reflects current conditions. This way, you are informed about the true value of your property.

Weighing up Costs and Benefits: Transparency in the Evaluation Process as a Basis for Decision-Making

The cost of a property valuation varies depending on the scope and complexity of the object. A brief appraisal for private purposes can be available from around 500 euros, while a comprehensive market value appraisal, which can also stand up in court, can quickly reach 1,500 euros or 0.5% to 1.5% of the property's value. At Auctoa, we rely on transparent pricing models that provide clarity about the investment in advance. An initial online assessment using tools like our ImmoGPT chat is often free and provides a first orientation in under 5 minutes.

However, the benefits of a professional valuation usually far outweigh the costs. An accurate valuation can save you from making poor decisions that could cost you tens of thousands of euros – whether through a sale price that is too low or an unjustified tax demand. The Auctoa valuation process is designed to offer you maximum benefit with fair conditions. A well-founded valuation is an investment that pays off in 9 out of 10 cases.

auctoa-evaluation-process

An Auctoa property valuation provides you with more than just a pure numerical value. We see ourselves as your digital guide in all real estate matters. Based on the comprehensive valuation report, which typically spans around 25 pages, we provide you with concrete, data-driven recommendations. These are tailored to your individual situation and goals – whether you want to achieve an optimal selling price of over 10% above average, arrange a fair inheritance settlement, or optimize your investment strategy.

Our experts analyze, for instance, which modernization measures could increase your property's value by up to 15%, or how you can improve your rental yield by 5% through an optimized rental strategy. The detailed valuation process always includes a potential analysis. This added value sets us apart from pure online valuation tools and makes the Auctoa valuation process a genuine decision-making aid.

Conclusion: Trade safely and informed with the Auctoa review process

How does the Auctoa evaluation process work exactly?

The process begins with your request and the collection of property data. Our AI analyses comparable properties and market data. A certified appraiser reviews the results, conducts an inspection if necessary, and prepares a detailed report. You'll receive a comprehensive report with the market value and strategic recommendations.

Why is a neutral evaluation so important?

A neutral evaluation, free from personal interests, ensures that the determined value accurately reflects the actual market conditions. This is crucial for fair negotiations, equitable inheritance divisions, and accurate tax assessments, and can prevent financial losses of up to 15%.

What advantages does the Auctoa evaluation process offer compared to a purely online evaluation?

While purely online tools provide an initial estimate, Auctoa combines AI precision with the personal examination and expertise of certified appraisers. This ensures higher accuracy, takes specific property features into account, and additionally provides you with strategic recommendations, potentially increasing the value by an average of 10%.

For what purposes can I use the Auctoa evaluation?

Our evaluations are suitable for sales decisions, purchase negotiations, asset overviews, inheritance disputes, gifts, and for submission to banks (lending value assessment). For legal purposes, we prepare specific market value reports according to § 194 BauGB.

How up-to-date is the data used by Auctoa?

Auctoa always uses the latest available market data. Our databases are continuously updated with transaction data, offer data, and socio-economic indicators to promptly account for market fluctuations, such as the price increase of 0.37% in Q1 2025.

Can I receive a binding evaluation directly with ImmoGPT?

ImmoGPT, our AI chatbot, provides you with a quick and free initial assessment of the potential value of your property based on your details. For a binding, detailed evaluation, the complete Auctoa evaluation process involving an expert is required, ensuring an accuracy of over 95%.

FAQ

How exactly does the Auctoa review process work?

The process begins with your request and the collection of object data. Our AI analyses comparable objects and market data. A certified appraiser reviews the results, conducts an inspection if necessary, and creates a detailed appraisal. You receive a comprehensive report with the market value and strategic recommendations.

Why is a neutral evaluation so important?

An impartial assessment, free from personal interests, ensures that the determined value aligns with actual market conditions. This is crucial for fair negotiations, equitable inheritance distributions, and accurate tax assessments, and can prevent financial losses of up to 15%.

What advantages does the Auctoa assessment process offer me compared to a purely online assessment?

While pure online tools provide an initial estimate, Auctoa combines AI precision with the individual evaluation and expertise of certified appraisers. This ensures greater accuracy, takes specific property features into account, and additionally provides you with strategic action recommendations that can increase the value by an average of 10%.

For what purposes can I use the Auctoa assessment?

Our appraisals are suitable for sales decisions, purchase negotiations, asset overviews, inheritance settlements, gifts, and for submission to banks (collateral value assessment). For legal purposes, we prepare specific market value appraisals in accordance with § 194 BauGB.

How up-to-date is the data that Auctoa uses?

Auctoa always uses the most up-to-date market data available. Our databases are continuously updated with transaction data, offer data, and socioeconomic indicators to promptly account for market fluctuations, such as the 0.37% price increase in Q1 2025.

Can I get a binding valuation directly with ImmoGPT?

ImmoGPT, our AI chatbot, offers you a quick and free initial assessment of the potential value of your property based on your information. For a definitive, detailed evaluation, the complete Auctoa assessment process involving an expert is required, ensuring an accuracy of over 95%.

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auctoa – Your partner for precise appraisals and certified reports. Property valuation and land valuation. With digital expertise, expert knowledge, artificial intelligence, personalised advice, and comprehensive market insights.

Made in Germany

BASED IN HAMBURG

GDPR-compliant

HOSTED IN EUROPE

auctoa – Your partner for precise appraisals and certified reports. Property valuation and land valuation. With digital expertise, expert knowledge, artificial intelligence, personalised advice, and comprehensive market insights.

Made in Germany

BASED IN HAMBURG

GDPR-compliant

HOSTED IN EUROPE

auctoa – Your partner for precise appraisals and certified reports. Property valuation and land valuation. With digital expertise, expert knowledge, artificial intelligence, personalised advice, and comprehensive market insights.

Made in Germany

BASED IN HAMBURG

GDPR-compliant

HOSTED IN EUROPE