Your Premium Appraisal: Value. Security. Future.
Receive a detailed premium appraisal from Auctoa for your property – precise, neutral, and AI-supported. Ideal for heirs, real estate agents, and banks for informed decision-making.
Court-admissible precision
Neutral expert analysis
AI-supported data foundation
What is a premium appraisal and when do you need it?
Comprehensive Market Analysis
Detailed Object Inspection
Legally Compliant Documentation
Personalised Advice
The Difference: Basic Report vs. Premium Report at Auctoa
Choosing the right property appraisal is crucial for making informed decisions. Auctoa offers both a basic appraisal for a quick initial value indication and a comprehensive premium appraisal. The basic appraisal, often created digitally, provides you with a quick price range and is ideal for a first orientation, for example, if you are an heir with no prior knowledge needing an initial assessment. It is based on our advanced AI-supported analysis of market data. The premium appraisal, on the other hand, is an in-depth, detailed evaluation of your property. It typically includes an on-site inspection by a qualified expert, a thorough examination of all relevant documents, and the application of recognized valuation methods in accordance with § 194 BauGB and the Immobilienwertermittlungsverordnung (ImmoWertV). Such an appraisal is essential in complex situations such as estate settlements, divorces, for submission to tax authorities (e.g., for inheritance tax), or as a reliable basis for bank loans. Here too, Auctoa integrates AI technology to support the expert, ensuring maximum data precision and process efficiency. Thus, the decision depends on your specific needs: quick orientation or legally compliant, detailed evaluation. We are happy to advise you on which option is best for your situation.
OUR SERVICES
Premium Report: Overview of Details
Market Value Analysis
Precise determination of the current market value of your property.
Object inspection
Detailed assessment of condition, equipment, and legal aspects.
Site Assessment
Analysis of the micro and macro location as well as future development potentials.
Choice of Procedure
Application of recognised valuation methods (cost value, income value, comparative value).
Legal certainty
Preparation of an expert report in accordance with § 194 BauGB and ImmoWertV.
Documentation
Comprehensive, transparent presentation of all results and calculation fundamentals.
AI optimization
Use of artificial intelligence for maximum data precision and efficiency.
Expert Network
Access to qualified, certified experts from your region.
Strategy Basis
Solid foundation for your sales, rental, or holding decision.
Everything you need to make an informed decision.
Ready for clarity?
Request your premium report.
Legal Aspects and Usability of Premium Reports
A premium appraisal from Auctoa aims for the highest legal standards and usability. For recognition in court, by authorities such as the tax office, or in inheritance disputes, adherence to formal and substantive criteria is crucial. Our premium appraisals are prepared in accordance with § 194 of the Building Code (BauGB) and the Real Estate Valuation Ordinance (ImmoWertV). This includes a traceable presentation of the valuation, the application of recognized methods (comparative value, income value, and asset value methods), and comprehensive documentation. The qualification of the appointed expert is central; we work with a network of vetted and certified experts. Such an appraisal serves as a solid foundation for asset settlements, gifts, to determine inheritance tax (possibly to prove a lower common value), or in legal disputes. It objectively documents the market value of your property as of a specific date, providing you as an heir, broker, or financial institution with maximum security and a solid basis for argumentation. Auctoa ensures through standardized processes and the use of technology that the appraisals meet the highest quality standards and possess the necessary legal depth.
AI utilization in premium evaluations: precision and efficiency through technology
Artificial Intelligence (AI) is revolutionising property valuation and is an integral part of Auctoa's premium appraisals. Our AI systems analyse vast amounts of market data, transaction histories, socio-demographic developments, and property-specific factors in real-time. This data-driven analysis enables an unprecedented level of precision in determining comparative values and market trends, providing a solid foundation for the expert's work. A key advantage is the increase in efficiency: AI automates parts of data acquisition and preparation, allowing the expert to focus more on the individual assessment of the property and more complex aspects. Additionally, our "Neutral Bias-Guard" helps to minimise subjective influences and ensure a more objective evaluation. However, AI does not replace the expertise of the human appraiser, especially when it comes to property inspections, assessing specific structural defects, or unique features. Rather, it is a powerful tool that optimises the quality and speed of the appraisal process. Auctoa continuously invests in the development of its AI algorithms to always provide you with the most precise and up-to-date valuation bases for your premium appraisal, fulfilling our mission to deliver data-driven property valuations.
Checklist: These documents are required for a premium appraisal
For the creation of a precise and comprehensive premium report, complete and up-to-date property documents are essential. Careful preparation significantly accelerates the process. The following documents are typically required: 1. **Land Register Extract:** Not older than three months, it provides information on ownership and encumbrances. 2. **Cadastral Map/Site Plan:** Shows the exact location and boundaries of the property. 3. **Building Documents:** This includes floor plans of all levels, sectional drawings, and elevations of the building. A detailed construction description is also helpful. 4. **Living Area/Usable Area Calculation:** Credible calculation of relevant areas. 5. **Energy Performance Certificate:** Legally required and relevant for the energy assessment. 6. **Proof of Modernization/Renovation:** Invoices and certificates of measures carried out in the last 10-15 years. 7. **For Condominium Ownership (WEG):** Declaration of partition, allocation plan, the last three minutes of owners' meetings, current financial plan, and the amount of the maintenance reserve. 8. **For Rented Properties:** Copies of tenancy agreements and a current statement of rental income. 9. **Possibly Further Documents:** Certificate of inheritance (in case of inheritance), listed building consent, and extract from the register of contaminated sites. Auctoa's document check service is happy to assist you in compiling and reviewing the required documents.
The role of the expert in the premium appraisal process
The real estate expert plays a central role in the creation of a high-quality premium appraisal. His expertise, experience, and independence are guarantees for an objective and market-appropriate valuation. The core tasks of the expert include: the thorough **property inspection** to assess the building condition, features, any defects, and special characteristics; the careful **review and analysis of all relevant documents**; the selection and correct **application of recognized valuation methods** (cost approach, income approach, comparative value method) according to the type of property and the purpose of the appraisal; a well-founded **market and location analysis** considering current developments; and finally, the comprehensible **preparation of the written report**. A qualified expert, for example publicly appointed and sworn in or certified according to DIN EN ISO/IEC 17024, guarantees expertise and impartiality. Auctoa collaborates with a network of such vetted experts and ensures through standardized processes and the use of AI-driven analysis tools that the expert can work efficiently and focus on his core competencies. Thus, we combine human expertise with technological precision for your optimal premium appraisal.
Basic Report
Quick valuation indication online
Strategy recommendation
Your next steps optimized
Marketplace
Find a partner for your property
Costs and Benefits: Is a premium appraisal worth it for you?
Investing in a premium appraisal should always be considered in relation to the expected benefits. The costs for such a report cannot be defined categorically, as they depend on various factors: the type and size of the property, the complexity of the appraisal case, the local market, and the scope of the required research and analysis. Auctoa values transparent pricing and will provide you with a customised offer. In contrast, there is a significant benefit: **Decision Certainty:** A premium appraisal provides a sound, objective basis for important decisions such as sale, purchase, rental, financing, or strategic wealth planning. **Legal Certainty:** It offers usability in legal disputes (e.g., divorce, inheritance disputes) and with authorities like the tax office. **Strong Negotiating Position:** With a neutral appraisal, you can substantiate price expectations or improve financing terms. **Avoidance of Wrong Decisions:** It protects against potentially costly misjudgements of property value. Especially with high property values, complex ownership situations, inheritance disputes, tax-related reasons, or planned major investments, the benefits significantly outweigh the costs. For heirs, for example, it can help to ensure a fair distribution of the estate and avoid conflicts.
Premium Appraisal for Heiresses: Special Aspects and Benefits
For heirs of real estate, a premium appraisal often provides an indispensable foundation to manage the often emotionally charged situation with objective clarity. In line with our mission at Auctoa to provide heirs with a fast, neutral, and data-driven property valuation, the premium appraisal is a core product for this purpose. **Objective value basis in communities of heirs:** A neutral appraisal creates a fair and transparent foundation for the division of the inheritance or the payout to co-heirs, helping to avoid or resolve conflicts. **Accurate inheritance tax assessment:** The tax authorities often estimate the value of the property in a standard manner. A premium appraisal can serve as proof of a lower fair value, potentially reducing the inheritance tax burden. **Sound strategic decision-making:** Whether the inherited property is to be sold, rented, or used personally – the appraisal provides the necessary facts for a rational decision, ideally supplemented by Auctoa's strategic recommendations. **Relief and time savings:** Especially for heirs who may be dealing with real estate matters for the first time (Novice Heir), Auctoa's structured process and the expertise of the appraiser offer significant relief. The premium appraisal thus provides security, transparency, and a solid foundation for all further steps in handling the inherited property.
Use of premium valuations in the B2B sector: brokers, banks, investors
Premium appraisals from Auctoa also offer diverse applications and significant added value for professional actors in the B2B sector. **For estate agents (Persona: Max Makler):** A neutral premium appraisal strengthens the basis for price negotiations with property owners and prospective buyers. It supports one's own expertise, builds trust, and can serve as a high-quality service offering for client retention and acquisition. Additionally, it provides a solid foundation for marketing strategy. **For banks and financial institutions (Persona: Bernd Banker):** Our appraisals serve as a reliable basis for loan-to-value assessments and risk management in property finance. They help to make purchase prices more plausible and to make well-informed lending decisions. Auctoa's AI-supported data analysis provides additional security and efficiency here. **For consultants (Persona: Sarah Sachverständige):** Consultants can use the Auctoa network and platform to supplement their own capacities, balance order peaks, or benefit from our digital processes and AI-supported data preparation. **For property investors and developers:** Premium appraisals are essential for well-founded purchase decisions, due diligence, and the evaluation of property portfolios or development projects. Auctoa's B2B solutions, such as API access or specialised dashboards, enable seamless integration and efficient use of our valuation services.
The Auctoa Process: How to Obtain Your Premium Report
Auctoa has designed the process for creating a premium report to be as transparent, efficient, and user-friendly as possible. Here are the typical steps: **1. Needs Analysis and Inquiry:** You contact us via our website or by phone. Together, we clarify your exact needs and the purpose of the report. You provide initial basic data about your property. **2. Individual Offer:** Based on your information and the complexity of the property, you will receive a clear and transparent offer for your premium report from us. **3. Order Confirmation and Document Collection:** After your approval, we actively assist you in compiling all necessary documents. Our digital document check helps ensure completeness. **4. Expert Mediation if Necessary:** We select a qualified expert from our vetted network in your region for you. **5. Property Inspection:** The expert conducts a thorough inspection of your property to capture all relevant features. **6. Data Evaluation and Report Creation:** The expert combines their expertise with market data and analyses processed by Auctoa's AI systems to create the detailed report. **7. Quality Check and Delivery:** Every report undergoes an internal quality check before it is made available to you digitally and/or by post. **8. Follow-Up and Additional Services:** We are available for your questions. If desired, you can use additional Auctoa services such as strategy recommendations or the referral of partners from our marketplace. This end-to-end self-service with a clear structure guarantees you a high-quality result.
